Business Calculators
Choose your project country to prioritise the correct currency and jurisdiction-specific formation, tax, payroll and financing tools.
Country filters show jurisdiction-specific tools plus all universal business calculators.
Start a Business
Formation, startup budgets and funding requirements.
US Business Formation Cost Calculator
Estimate one-time and recurring costs to form an LLC or corporation, separating state filing, registered agent, licensing, professional and annual compliance costs.
UK Limited Company Formation Cost Calculator
Estimate first-year and recurring costs for a UK private limited company, with current Companies House incorporation and confirmation-statement fees.
US LLC vs Corporation Cost Comparator
Compare multi-year formation and administrative costs of an LLC and corporation using state-aware filing-fee seeds with user overrides.
UK Sole Trader vs Limited Company Cost Comparator
Compare administrative setup and recurring costs of operating as a sole trader versus a private limited company.
Startup Budget Planner
Build a full startup budget covering formation, equipment, inventory, launch spending and an operating cash reserve.
Startup Funding Requirement Planner
Forecast the minimum external funding needed to maintain a target cash reserve during the revenue ramp.
Canada Federal Incorporation Cost Planner
Estimate first-year federal incorporation and setup costs using an editable official filing-fee input so changing government fees are not hard-coded.
Australia Company Formation Cost Planner
Estimate first-year proprietary-company setup costs with an editable ASIC registration-fee input because ASIC fees are indexed.
Ireland Company Formation Cost Planner
Estimate first-year Irish company setup costs with the current CRO incorporation fee entered by the user.
New Zealand Company Formation Cost Planner
Estimate first-year New Zealand company setup costs with current Companies Office charges entered explicitly rather than hard-coded.
Canada Detailed Company Formation Cost Planner
Build a detailed first-year budget for federal incorporation and related registrations, services and recurring compliance.
Australia Detailed Company Formation Cost Planner
Build a detailed first-year proprietary-company formation budget with current ASIC charges entered explicitly.
Ireland Detailed Company Formation Cost Planner
Build a detailed first-year Irish limited-company formation budget with current CRO charges entered explicitly.
New Zealand Detailed Company Formation Cost Planner
Build a detailed first-year New Zealand company formation budget with current Companies Office charges entered explicitly.
Cash Flow
Runway, forecasts, working capital and collections.
Cash Runway Calculator
Estimate how many months your business can operate at its current cash burn.
Working Capital Calculator
Calculate net working capital and the current ratio.
Working Capital Requirement Calculator
Estimate operating funding tied up in inventory and trade balances.
Cash Flow Forecast 12/24 Months
Build a rolling cash forecast from revenue growth, gross margin, operating costs, capex and financing assumptions.
Working Capital Simulator
Translate DSO, inventory days and DPO into cash tied up in operations and compare an improvement scenario.
Inventory & Reorder Planner
Estimate safety stock, reorder point, EOQ and the cash tied up in average inventory.
Cash Conversion Cycle Calculator
Calculate DSO + inventory days − DPO and estimate the cash tied up in the operating cycle.
Receivables Collection Planner
Estimate cash that could be released by improving days sales outstanding.
Accounts Payable Planner
Model the cash impact of changing supplier-payment timing.
Emergency Cash Reserve Calculator
Estimate a target business cash reserve from critical monthly outflows and desired months of coverage.
Burn Rate Calculator
Measure gross and net monthly cash burn and estimate the operating runway implied by current cash.
Finance & Invest
Loans, debt, capital expenditure and owner planning.
ROI Calculator
Measure return on investment using initial investment and total return.
Business Loan Calculator
Estimate monthly payments and total interest for an amortising business loan.
Loan Capacity & DSCR Calculator
Estimate additional borrowing capacity from operating cash flow, existing debt service and a target DSCR.
Lease vs Buy Calculator
Compare leasing and purchasing an asset using financing cash flows, maintenance, residual value and a discount rate.
Debt Refinancing Calculator
Compare current debt with a refinancing proposal, including fees, payment savings, total cost and fee payback.
CapEx NPV & IRR Calculator
Evaluate a capital project using NPV, IRR, payback and discounted annual cash flows.
Budget vs Actual Analyzer
Compare budget and actual revenue/costs, profit variance and a simple annualized run-rate.
Loan Amortization Schedule
Build an amortization schedule and test the effect of additional monthly principal payments.
Debt Consolidation Calculator
Combine up to three business debts and compare current payments with a consolidation loan.
Equipment Financing Calculator
Estimate financed amount, monthly payment, total cash cost and residual-value-adjusted economic cost.
Profit Distribution Planner
Estimate distributable profit after reserves, reinvestment, debt reduction and a management buffer.
Owner Compensation Planner
Compare salary and profit-distribution cash outcomes using explicit effective tax and payroll on-cost assumptions.
Interest Coverage Calculator
Measure the ability of operating earnings to cover annual interest expense.
Debt to EBITDA Calculator
Measure gross and net debt leverage relative to EBITDA.
Funding Requirement Calculator
Estimate the external funding requirement after startup costs, working capital, contingency and available cash/resources.
Canada Business Loan Capacity Calculator
Estimate debt capacity from annual operating cash flow, existing debt service and a target DSCR.
Australia Business Loan Capacity Calculator
Estimate term-loan capacity from operating cash flow and a target debt-service coverage ratio.
Ireland Business Loan Capacity Calculator
Estimate term-loan capacity from operating cash flow and a selected DSCR.
New Zealand Business Loan Capacity Calculator
Estimate term-loan capacity from operating cash flow and target DSCR.
Hire & Payroll
Employment costs and employee-vs-contractor decisions.
Hire Employee vs Contractor Calculator
Compare the annual economic cost of an employee with an external contractor and calculate the break-even workload.
UK Take-home Pay Calculator
Estimate salary take-home for England, Wales and Northern Ireland using 2026-27 Income Tax and employee National Insurance bands.
US Employee Total Cost Calculator
Estimate employer cost including 2026 federal FICA, standard-credit FUTA assumption, benefits and user-entered state/insurance costs.
UK Employer Cost Calculator
Estimate annual employer cost including standard employer National Insurance.
US Employer Payroll Tax Calculator
Estimate employer Social Security and Medicare (FICA) taxes for 2026.
Hiring ROI & Affordability Calculator
Test whether a new hire is financially affordable by linking total employment cost, productivity ramp, incremental revenue, contribution margin, EBITDA impact, payback and 24-month cash headroom.
Canada Employer Cost Calculator 2026
Estimate employer payroll cost using 2026 CPP, CPP2 and EI federal parameters, with an override path for Quebec or special payroll cases.
Australia Employer Cost Calculator 2026
Estimate employer cost including the 12% super guarantee plus editable workers compensation, payroll tax and other employment on-costs.
Ireland Employer Cost Calculator 2026
Estimate employer cost using an editable Class A employer PRSI rate because the exact rate depends on pay band and effective date.
New Zealand Employer Cost Calculator 2026
Estimate employer cost including the 3.5% minimum KiwiSaver employer contribution and user-selected ESCT plus ACC/other employer costs.
Tax
Country-specific tax, VAT/GST/HST, sales tax and company tax tools across the Anglosphere.
UK Corporation Tax Calculator
Estimate Corporation Tax using the 19% small-profits rate, 25% main rate and marginal relief band.
UK Dividend Take-home Calculator
Estimate personal dividend tax and net dividend using 2026-27 dividend rates and allowance.
US Sales Tax Calculator
Estimate US sales tax by integrating product taxability, destination rate and effective date. V0.9 uses imported official SST datasets when deterministically resolvable and clearly labels fallbacks.
UK VAT Calculator
Add or extract UK VAT using the standard, reduced or zero rate.
Canada GST/HST Registration Threshold Calculator
Check a standard business against the federal $30,000 small-supplier threshold. Provincial tax-system differences and special cases require separate review.
Australia GST Registration Threshold Calculator
Check whether ordinary business GST turnover reaches the A$75,000 registration threshold. Special categories can have different rules.
Ireland VAT Registration Threshold Calculator
Compare turnover with the principal Irish VAT registration threshold for goods-only or services-only businesses. Mixed and cross-border cases require separate review.
New Zealand GST Registration Threshold Calculator
Check taxable activity turnover against New Zealand’s NZ$60,000 GST registration threshold.
Canada Corporate Tax Planner
Estimate corporate income tax using the federal CCPC small-business or general rate plus a user-entered provincial/territorial rate.
Canada GST/HST Payable Calculator
Estimate net GST/HST collected less eligible input tax credits using the selected place-of-supply rate.
Canada Salary vs Dividend Planner
Compare owner cash outcomes using user-entered effective personal tax rates; Canadian dividend gross-up/credit and provincial differences are intentionally not inferred.
Australia Company Tax Planner
Estimate company income tax using the 25% base-rate-entity rate or 30% other-company rate.
Australia GST Payable Calculator
Estimate GST on taxable sales less GST credits on eligible business purchases at the standard 10% rate.
Australia Salary vs Dividend Planner
Compare owner cash outcomes using user-entered effective personal tax rates and franking-credit assumptions rather than inferring shareholder tax.
Ireland Corporation Tax Planner
Estimate Irish Corporation Tax using 12.5% for trading income or 25% for non-trading / excepted income.
Ireland VAT Payable Calculator
Estimate output VAT less deductible input VAT using one current Irish VAT rate for the modelled supplies.
Ireland Salary vs Dividend Planner
Compare owner cash outcomes using user-entered effective PAYE/USC/PRSI and dividend tax rates; the calculator does not infer personal credits, bands or close-company rules.
New Zealand Company Tax Planner
Estimate income tax for a standard New Zealand company using the 28% company tax rate.
New Zealand GST Payable Calculator
Estimate GST on taxable sales less GST credits on eligible purchases using the standard 15% rate.
New Zealand Salary vs Dividend Planner
Compare owner cash outcomes using user-entered effective tax rates after PAYE or imputation/RWT effects; shareholder-specific tax is not inferred.
Grow & Profit
Pricing, margins, marketing, SaaS and e-commerce economics.
Gross Margin Calculator
Calculate gross profit and gross margin from revenue and cost of goods sold.
Markup Calculator
Calculate markup, unit profit and the equivalent gross margin.
Break-even Calculator
Estimate the sales volume and revenue needed to cover your costs.
CAGR Calculator
Calculate compound annual growth between an initial and final value.
Product Pricing Calculator
Find the selling price required to achieve a target gross margin.
Pricing & Profit Simulator
Model how a proposed price and expected demand response change revenue, profit, margin and break-even volume.
E-commerce Profitability Calculator
Calculate contribution and operating profit after COGS, fulfilment, marketplace/payment fees, refunds, acquisition cost and fixed overhead.
SaaS Unit Economics Calculator
Calculate ARR, ARPU, CAC, LTV, LTV/CAC and CAC payback from recurring-revenue operating metrics.
Marketing Break-even Calculator
Calculate orders, revenue, CAC and CPC thresholds needed for a campaign to recover its spend at contribution margin.
Customer Profitability Calculator
Calculate annual customer contribution after gross margin and attributable service/account costs.
Subscription Pricing Calculator
Estimate the minimum monthly price required by gross-margin and CAC-payback targets.
Growth Funding Calculator
Estimate external funding required to finance incremental working capital, capex and hiring for a growth target.
Contribution Margin Calculator
Calculate contribution per unit, contribution margin ratio and the amount available to cover fixed costs.
Target Profit Calculator
Estimate the units and revenue required to cover fixed costs and reach a chosen operating profit target.
Inventory Turnover Calculator
Measure inventory turnover and approximate days inventory outstanding from annual COGS and average inventory.
Inventory Reorder Point Calculator
Estimate the stock level at which a replenishment order should be triggered using demand, lead time and safety stock.
Days Sales Outstanding (DSO) Calculator
Estimate average collection time for receivables and the cash released by reaching a target DSO.
Price Increase Impact Calculator
Model the revenue and contribution-profit impact of changing price while allowing for an expected volume response.
Discount Impact Calculator
Calculate how much additional sales volume is required for a discount to preserve current contribution profit.
Operating Leverage Calculator
Measure operating leverage and estimate how a revenue change could amplify operating profit.
Customer Lifetime Value Calculator
Estimate contribution-based customer lifetime value from average revenue, gross margin and retention assumptions.
CAC / LTV Ratio Calculator
Compare customer acquisition cost with contribution-based lifetime value and calculate CAC payback time.
Can I Afford It? Decision Calculator
Stress-test a proposed annual business commitment against EBITDA, cash, runway and debt-service capacity in one management view.
Value & Sell
Valuation, acquisition, health checks and sale proceeds.
Business Valuation Calculator
Estimate an equity-value range from EBITDA multiples, net debt and operating performance.
Business Health Score
Combine margin, liquidity, leverage, debt-service capacity and cash runway into a transparent 100-point screening score.
Business Acquisition Calculator
Model an acquisition price, debt funding, DSCR and cash-on-equity return from target EBITDA and synergies.
DCF Business Valuation Calculator
Estimate enterprise and equity value from forecast free cash flow, growth, discount rate and terminal growth.
Financial Ratio Analyzer
Analyze profitability, liquidity, leverage and efficiency ratios from a compact set of financial-statement inputs.
Business Sale Proceeds Calculator
Bridge from business sale price to estimated owner proceeds after debt, transaction costs and a user-entered tax assumption.
Startup & Equity
Cap tables, dilution and SAFE/convertible modelling.
Equity Dilution Calculator
Estimate owner dilution from a priced equity round and a modeled post-money option pool.
Cap Table Calculator
Model post-round share counts and ownership percentages for founders, employees and investors.
SAFE / Convertible Dilution Estimator
Approximate dilution from a SAFE or convertible using valuation cap and discount assumptions alongside a priced round.
No calculators match your filters or search.